At Christmastime, we let in light, family time, and the much-awaited 13^th-month pay. By now, we’re pretty sure you’ve come up with a ton of unimaginable ways on how to spend your Christmas money (If you haven’t spent it all yet, we kid!). While we’re all for fun and treating yo self, it doesn’t mean that you shouldn’t spend your money wisely anymore this Holiday season. Below, we’re listing down all the things you should do with your Christmas money – from fun to smart.

Show your fam some lovin’ and bring them to a fancy restaurant. Don’t forget to take a lot of photos and Instagram stories, and make this a night dad and mom would definitely remember.

Do you shy away from colors? Ditch the blacks, whites, and navy for a rich emerald green top instead. Have you always opted for trendy prints and patterns? Make it your goal to invest more in classics like Closet Staples. After all, there is no better time to take on a new look than the upcoming New Year.

Take a portion out of your Christmas money and set aside at least 20% for your “In Case of Emergency” funds. Better prepared than sorry!

You don’t have to force yourself to start a business just because everyone is doing so. There are so many ways on how you can turn your cash into a solid investment. Think insurance, bonds, and even investing in a friend’s business.

With all the blessings that you’ve received this Christmas, think about the different causes that you feel strongly about and make a small donation. There’s really no better Christmas gift to give than to help a cause you believe spark a fire and raise awareness.

How are you planning on spending your Christmas money? Tweet us at @forme_clothing!